How It Works
Enter your ZIP code and tell us what coverage you are looking for in Vermont
See what Vermont requires and compare quotes from licensed carriers
Choose coverage that meets Vermont requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Multi-Car Policy Structure
Two or more vehicles on one policy, each with its own coverage level. The multi-car discount applies to the entire policy when every vehicle is combined under the same policy number and garaging address.
Liability Insurance
Every vehicle on a multi-car policy must carry at least your state's minimum liability limits. Bodily-injury minimums range from $15,000 to $50,000 per person across states; property-damage minimums range from $5,000 to $50,000.
Full Coverage Per Vehicle
Liability plus collision and comprehensive on a financed or leased vehicle. You can carry full coverage on one car and liability only on another within the same multi-car policy.
Uninsured Motorist Coverage
Required in 22 states. Pays for injuries and vehicle damage when the at-fault driver has no insurance. Applies per vehicle on a multi-car policy.
